Managing foreign exchange (FX) has always been tricky for businesses, especially when dealing with exotic currencies. Stablecoins are now emerging as a game changer, offering businesses a faster, more cost-effective, and predictable way to handle FX. Let’s dive into the typical pain points of eFX and how stablecoins as a medium can help solve them. 

This communication is for informational purposes only and does not constitute financial or investment advice. It is intended exclusively for eligible corporate clients outside the UK and high net worth companies.

The Challenges with Traditional FX

1. Slow Transactions
   Traditional eFX transactions, especially for exotic currencies, often take 2–5 days to process. 
2. High Costs
   Businesses can face fees of up to 7% on FX transactions, not to mention poor exchange rates that chip away at profit margins. 
3. Volatility
   Exotic currencies often experience monthly volatility of over 10%, making it difficult for businesses to plan and budget effectively.

How Stablecoins Are Changing the FX Experience

Stablecoins like USDT and USDC are reshaping the FX landscape when used as a medium. 

• Faster Transactions: With stablecoins, FX transactions can typically be completed in less than 10 minutes. 
• Stability*: most popular stablecoins, USDT and USDC are both pegged to US dollars.
• Automation: Stablecoins simplify FX by allowing businesses to auto-convert exotic currencies into major stable currencies like USD, EUR or GBP.

*While stablecoins aim to maintain value stability, they rely on issuer solvency, reserve adequacy, and regulatory developments, all of which can impact performance and stability.

Orbital’s FX Solution

Orbital’s FX leverages stablecoins to address these common FX pain points, combining the power of blockchain with the convenience of a traditional payments system. This solution is intended exclusively for eligible corporate clients outside the UK and high net worth companies.

Here’s what makes Orbital stand out:

• Fast Transactions: FX transactions can typically be completed in less than 10 minutes. 
• Broad Currency Support: Orbital supports over 80 exotic currencies, 11 major traditional currencies, as well as USDT and USDC.
• Low Fees: Our FX processing fees start from as low as 1% above mid-market rates.
• Network of Liquidity Partners: Orbital works with 17 exotic and traditional currency liquidity partners worldwide.
• Focus on Security and Licenses: With SOC 2 Type 2 and ISO 27001 certifications, as well as licenses held in Gibraltar and Estonia for digital assets, Orbital provides businesses with a compliant solution. Orbital’s crypto-asset offerings are not FCA-regulated in the UK. Clients should carefully consider associated risks.

Check out how Orbital’s solution helps move money by leveraging liquidity providers, crypto wallets, and named vIBANs.

Why Stablecoins Are the Future of FX

Stablecoins are no longer just an alternative—they’re quickly becoming the preferred solution for businesses facing challenges moving money across the globe. Recently, the stablecoin market reached an all-time high of $200.75 billion, and market analysts, like Bitwise, predict significant growth in 2025.

Ready to take control of your FX operations? Discover how Orbital’s stablecoin-powered platform can simplify payments for your business by booking a call with us here.

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Important: This communication is for informational purposes only and does not constitute financial or investment advice. It is intended exclusively for eligible corporate clients outside the UK and high net worth companies. Cryptocurrencies are highly volatile and carry significant risks, including potential total loss. Past performance is not a guarantee of future results. Seek independent professional advice before investing. Crypto-asset products and services mentioned here are not authorised or regulated by the UK FCA. These investments may lack the protections of FCA-regulated products.